Hope you’re all well.
What a 4 weeks it has been. Las Vegas, Marbella, Seattle and Miami. Jet lagged isn’t even the word, obviously some was work, some was holidays as I had two weeks off. I’ve been quiet as such on my social and haven’t talked in ages, mainly because I’ve just been so busy with work/holidays that I haven’t had the chance but I’ll try pop on stories on Monday for a chat. We put up ‘some’ of our Halloween decorations, if you follow me on Instagram you’ll have already watched my stories. Sean is Halloween obsessed. He said he needs more and I laughed.
So back to the post…..The reason I’m writing this post is because after Las Vegas I had SO MANY questions about Revolut and using it, that I decided to answer them all in one post rather than individually. Basically a handy reference for new people who are unaware of Revolut and how amazing it is.
If you have followed me for a while you’ll know we all went to Las Vegas on a group holiday for Sean’s 30th birthday last month. It was the perfect holiday for Revolut. Revolut is the BEST way to split bills with a group and just my must have travel accessory for travelling abroad now. I’ve been using Revolut for over two years now and it’s been everywhere from Dubai to LA, Malta to Dominican Republic with me so if there is anyone who’s used it a lot, it’s me. It’s also handy when I am on work trips with other crew and splitting the bills with them too.
So I’m going to answer some of the most frequently asked questions I have been getting about the card, how it works and why it’s brilliant to have.
Firstly what is Revolut?
Revolut offers a range of digital banking services in a mobile app that allows you to have a pre-paid debit card that enables cash machine withdrawals in 120 countries. Read more HERE.
So how does it work?
You sign up for FREE with your mobile number. They send you a text direct to your phone to download the app. After you download the app, you follow the instructions to set up the account. You will need to take a photo of your passport to start up the account. This is normal so don’t be alarmed. When you do this, you will get a virtual card that you can use until your proper card arrives in the post.
You get the following:
- Free UK account
- Free Euro IBAN account
- Spend in over 150 currencies at the interbank exchange rate
- Exchange in 30 fiat currencies up to €6,000 per month without any hidden fees
- No fee ATM withdrawals up to €200 per month
You will be sent the card in the post and can create your own pin through the app. You connect your personal bank account to the app using your Irish IBAN/Card Details. This makes it simple to transfer money from your personal bank account to your Revolut account.
Is it safe to use?
I’ve never had one issue with it in over two years. I’ve used it all over the world from Dubai to Spain, Las Vegas to Dominican Republic, London to Malta, it has come with me everywhere.
Why is it so good? What’s the difference between a regular ATM card & a Revolut card?
You don’t pay any bank fees or withdrawal fees when you are away. It’s great for splitting bills with friends, transferring money to someone instantly(free of charge), it gives you the best exchange rate on euro to whichever currency.
You also get a notification on your phone immediately to say funds have arrived in your account or left your account when you transfer.
You can track your spending and see where it goes each month.
You can save with VAULTS on the app too.
How do I pay in other currencies?
So initially you will just have a EURO account and you can add any account with any currency. I then opened on the app a GBP account, USD account and a AED account.
I transfer money to my EURO account from my personal AIB account and then let’s say I am going to New York next week, I’ll transfer money into my USD account and when I’m over there use the card. My money will come out of my USD account then. If you don’t use some USD from the trip you can easily transfer back into your EURO account. It’s so simple.
One other thing, you can also transfer any funds you might have left on your Revolut BACK to your personal bank account at any stage also.
How does it work in a group?
Our holiday to Las Vegas was a group holiday so it was absolutely brilliant for paying/splitting bills. You can easily transfer over money to a pal instantly without any charges/fees. Take for instance Sean paid for our helicopter ride for the 4 of us & we just sent him the $79 straight away.
What else can you do on the app?
You can save money, you can trade, you can donate to charity, you can book lounges for cheaper in airports all around the world and on a METAL card you can get lots more benefits too.
If you have any questions about it, DM me on Instagram and I’ll be happy to help.
Every now and again Revolut do a link where you get 5euro for signing up and so do I and guess what???? It’s back….Sign up HERE
Love Aoibhe xx